A fee-only wealth advisor in San Francisco

FEE-ONLY · INDEPENDENT

You've built real wealth — through equity, a business, or years of saving — and it comes with real questions. Am I on track? Why is the tax bill this large? Who's watching all of it?

That's the work ImpactAdvisor LLC does for Bay Area families, founders, and retirees — and for clients well beyond the Bay.

Know where you stand

Everything you own in one picture — accounts, equity, real estate, and the plan for when work income stops. Before any investment decision, you see whether you're on track, what retirement actually costs, and which moves are worth making this year.

Keep more of what you've made

In California's top brackets, tax is usually the biggest fixable drag on a portfolio. We manage it directly: harvesting losses stock by stock, getting you out from under a concentrated position without triggering the full gain, offsetting larger embedded gains, and giving appreciated shares instead of cash. Which of them fits you — and in what order — is the judgment you hire us for.

Someone senior, actually watching

Hand it over without losing sight of it: two senior advisors with decades in the markets work directly on your account — no hand-offs, and not just an annual review. Meet in person in San Francisco or virtually. Schedule a 15-minute call — a short fit conversation — or read what full-service wealth management includes first, if you'd rather arrive briefed.

Frequently asked questions

What does fee-only mean, exactly?

Our revenue comes from client fees alone — no commissions, no revenue sharing, no payment for order flow. When we recommend a strategy, nobody upstream is paying us to prefer it.

Do you work only with San Francisco clients?

No. Many clients are here in SF or around the Bay. Most clients are outside the SF Bay Area, across a dozen states. And some clients are still 100% virtual, especially those we met during the pandemic.

What are your account minimums?

Minimums differ by investment solution and service level — the current figures are published on our pricing page at impactadvisor.com/products.